Participant Experiences
What participants say after completing a Finlore programme.
These are unedited reflections shared by participants across all three programmes. Names and identifying details are used with permission, or lightly anonymised on request.
480+
Participants
4.8
Average rating
22+
Nationalities
7 yrs
Running in Singapore
Programme
Financial Basics for New Residents
"I moved to Singapore from Germany on an EP and had no idea how CPF contributions would affect my take-home pay, or whether they even applied to me. By the end of the first session, I had a clear picture. The checklist alone saved me hours of searching through MAS and CPF Board websites."
Marcus H.
Software engineer, relocated from Frankfurt
"My husband and I joined as a couple, which the facilitator accommodated without any fuss. We came in with completely different levels of financial awareness and both found it useful — me more on the banking and insurance side, him on the tax filing. That range is hard to achieve in a single programme."
Priya L.
Marketing director, relocated from Bangalore
"The tone was completely unpretentious. There was no assumption that I should already know things, and nobody made me feel behind for asking basic questions about how a DPS or MediShield works. It was exactly the environment I needed to actually absorb information."
Seo-Yeon W.
UX researcher, recently obtained PR
"As someone on a dependant pass who wasn't even sure what financial products I was allowed to access, this programme gave me clarity quickly. The Q&A session at the end was particularly valuable — being able to ask about my specific pass type made all the difference."
Amara T.
Dependant pass holder, spouse of EP holder
Programme
Options & Structured Products Awareness
"My private banker had been presenting structured notes to me for two years and I'd been nodding along without fully understanding how the returns were being generated. After this programme I went back and read the term sheets properly for the first time. I'm not sure I would have made different decisions, but I now make them knowingly."
Raymond L.
Business owner, Singapore citizen
"I came in knowing what a call option was but not much more. The worked examples using real SGX-listed underlyings were exactly what I needed — textbook examples feel abstract until you see the numbers with something you actually own or have considered."
Nadia K.
Finance professional, EP holder
"The structured product evaluation framework they provide is genuinely useful as a practical reference. I've referred to it three times since the programme ended when looking at products my relationship manager has sent over."
James T.
Accredited investor, Singapore PR
"I appreciated that nobody tried to sell me anything. There was a genuine neutrality — the facilitator acknowledged when a product type could be useful and when it typically wasn't. That's uncommon in financial education that isn't being quietly sponsored by a product provider."
Claire B.
Technology consultant, relocated from London
Programme
Life Transition Financial Advisory
"When my father passed, I found myself the sole administrator of a complex estate I had never been prepared for. The advisory sessions helped me separate what was urgent from what could wait — that prioritisation alone reduced an enormous amount of anxiety. The written action plan gave me something to hold on to in a very disorienting period."
Diana Y.
Name changed at participant's request
"I exited a business I had built for eleven years and had no framework for thinking about the proceeds. I didn't want a wealth manager pitching products at me — I wanted someone to help me think clearly first. That's exactly what this programme provided. I came in with questions I couldn't even articulate and left with an action plan I understood and believed in."
Wei C.
Former founder, Singapore citizen
"Going through a divorce while managing a shared investment portfolio and a joint mortgage is genuinely complicated. The advisory work helped me understand my options without the situation being made to feel adversarial or rushed. The pace was appropriate for what was happening in my life at the time."
S.L.
Name withheld at participant's request
"The three-month follow-up is a detail that matters more than it sounds. By that point I had made several of the decisions outlined in my action plan and genuinely needed to revisit a few. Having that session built in meant I didn't have to justify a separate engagement — it was already expected."
Thomas M.
Relocated from Melbourne, early retirement
Testimonials are shared with the consent of participants. Some names have been changed or withheld at their request. Experiences described reflect individual outcomes and are not an indication of what any future participant can expect.
Interested in joining a programme?
The best starting point is usually a brief conversation. Get in touch and we can discuss which programme, if any, fits your situation.
Get in Touch